find the common difference, subtract the first term from the second term. -4 - 1 = -5....so the common difference is -5.
now we will find the 12th term...we need to know this in order to find the sum. an = a1 + (n-1) * d n = term we want to find = 12 a1 = first term = 1 d = common difference = -5 now we sub a12 = 1 + (12 - 1) * -5 a12 = 1 + 11 * -5 a12 = 1 - 55 a12 = - 54
now we use the sum formula sn = (n(a1 + a12) / 2 s12 = 12 (1 - 54) / 2 s12 = 12(-53)/2 s12 = -636/2 s12 = - 318 <====